Buy Here, Pay Here | Ray Skillman Auto Center

  • Quickly restart your credit with a short-term car loan
  • Save tons of money on finance charges
  • Free oil changes during your loan
  • Great selection of pre-owned cars and used trucks, thoroughly inspected, serviced and ready for you!
Call Today! 317-217-5811. Simply ask for Josh Falcon or Robert Taddario!
Located on Hwy 31 near E Stop 12 Rd across the street from Ichiban Sushi and Discount Tire, we at Ray Skillman Auto Center are fully stocked with a wide-variety of vehicles from Mitsubishi, Kia, GMC and Buick. Do you need a new or used car, truck or van, come on down and give us a look at Ray Skillman Auto Center and let us put you in the right vehicle at the right price.

Why Choose Us? Why Not?

Here at Ray Skillman Auto Center, we understand bad things can happen to good people and cause their credit to go south very quickly. Let us help you into the vehicle you deserve at a price you can afford while you rebuild your credit. Have you recently filed bankruptcy? Don’t worry, we can help you into a vehicle and help you re-establish your credit quickly. We are committed to putting you in a vehicle; when other dealerships and banks have said “no” come see us at Ray Skillman Auto Center and hear a “yes” for a change.

 Our Indianapolis dealership's services include:

  • A short term loan, usually two years or less, making it easier for you to own your vehicle faster
  • Monthly reporting to all three major credit bureaus, helping you to re-establish your good credit
  • A fully inspected and serviced dependable pre-owned or new automobile that fits your lifestyle
  • Free oil changes for the life of your loan, one less thing for you to have to worry about
Our Vehicles

Our inventory is comprised mostly of locally owned trade-ins we have put through a complete inspection to ensure you are buying a great vehicle for your money. Specializing in Mitsubishi, Kia, GMC and Buick, our vehicles are a cut above the rest on the market, come out and see what we have to offer you.

Making the Purchase

Once you see a car, truck or van of your choice on our website, and you fill out a short credit application, our professional credit specialists will contact you to set up an appointment that is convenient for you to complete the application and purchasing process. We at Ray Skillman Auto Center don’t base our decision to extend credit to a customer solely based on their credit score, but rather a combination of credit score, financial situation, and information gathered during the interview process with our credit specialists.

As the noted writer and editor Walter Anderson once said, “Bad things do happen; how I respond to them defines my character and the quality of my life”. We at Ray Skillman Auto Center work hard to live by these words, allowing our customers a second chance at great credit.

Our Loans and Terms

Here at Ray Skillman Auto Center, when you come see us to purchase your Mitsubishi, Kia, GMC, or Buick vehicle we try to keep our loan terms to two years or less. We do this to help you re-establish your credit by reporting your two years of on time payments to the three major credit bureaus, allowing you to be in good standing with your credit. After this amount of time, you will be better able to secure your next loan with a conventional bank or finance institution. Occasionally we will extend the length of a loan beyond the two year time-frame, but that is only on a case by case basis.

We at Ray Skillman Auto Center have built a reputation of commitment and service to our customers during the process of purchasing a vehicle and beyond. With our free oil changes during the life of the loan, two year loan terms, and great financing we can help get you back on the road and on your way to repairing your credit score.

If you would like more information about Ray Skillman Auto Center or our great financing terms and options please feel free to contact Eric Norris or Chris Carter at (317) 217-5811.



Ray Skillman Auto Center
8424 US 31 S
Indianapolis, IN 46227
Phone: (317) 300-2001
Driving Directions & Map

Sales Hours

Mon: 9:00a - 9:00p
Tues: 9:00a - 9:00p
Wed: 9:00a - 9:00p
Thurs: 9:00a - 9:00p
Fri: 9:00a - 9:00p
Sat: 9:00a - 7:00p
Sun: Closed

Service Hours

Mon: 7:00a - 6:00p
Tues: 7:00a - 6:00p
Wed: 7:00a - 6:00p
Thurs: 7:00a - 6:00p
Fri: 7:00a - 6:00p
Sat: 8:00a - 4:00p
Sun: Closed

Parts Hours

Mon: 9:00a - 6:00p
Tues: 9:00a - 6:00p
Wed: 9:00a - 6:00p
Thurs: 9:00a - 6:00p
Fri: 9:00a - 6:00p
Sat: 9:00a - 4:00p
Sun: Closed